:root{--bg:#fff;--ink:#16233a;--muted:#5d6b80;--line:#e3e8ef;--blue:#2457c5;--soft:#f3f6fb;--fact:#e3f4ea;--factInk:#1d6b40;--gen:#eef2f8;--genInk:#3d4d66}*{box-sizing:border-box}body{background:var(--bg);color:var(--ink);word-break:keep-all;margin:0;font-family:Pretendard,Apple SD Gothic Neo,Noto Sans KR,system-ui,sans-serif;line-height:1.8}a{color:var(--blue)}.wrap{width:min(860px,100% - 40px);margin:auto}.draft{color:#6a4b00;text-align:center;background:#fff4d6;padding:8px 16px;font-size:13px}.top{border-bottom:1px solid var(--line);z-index:10;background:#fff;position:sticky;top:0}.bar{justify-content:space-between;align-items:center;gap:16px;min-height:68px;display:flex}.logo{color:var(--ink);letter-spacing:-.03em;font-size:19px;font-weight:800;line-height:1.3;text-decoration:none;display:grid}.logo small{color:var(--muted);letter-spacing:0;font-size:11px;font-weight:400}.menu{gap:18px;font-size:14px;display:flex}.menu a{color:var(--ink);text-decoration:none}.menu a[aria-current=page]{color:var(--blue);font-weight:700}.menu-btn{border:1px solid var(--line);font:inherit;cursor:pointer;color:var(--ink);background:#fff;padding:8px 12px;font-size:13px;display:none}.crumbs ol{color:var(--muted);flex-wrap:wrap;gap:6px;margin:22px 0 0;padding:0;font-size:12px;list-style:none;display:flex}.crumbs li+li:before{content:"/";margin-right:6px}.crumbs a{color:var(--muted)}h1{letter-spacing:-.04em;margin:28px 0 12px;font-size:clamp(28px,4vw,40px);line-height:1.35}h2{letter-spacing:-.03em;flex-wrap:wrap;align-items:center;gap:8px;margin:44px 0 10px;font-size:22px;line-height:1.45;display:flex}.lead{color:#33425a;font-size:17px}.muted{color:var(--muted);font-size:14px}.byline{color:var(--muted);border-bottom:1px solid var(--line);margin:0 0 20px;padding-bottom:16px;font-size:13px}.lbl{vertical-align:middle;letter-spacing:0;border-radius:4px;padding:2px 8px;font-size:11px;font-weight:700;display:inline-block}.lbl.fact{background:var(--fact);color:var(--factInk)}.lbl.general{background:var(--gen);color:var(--genInk)}.intro{padding:24px 0 8px}.disclose{background:var(--soft);border-left:3px solid var(--blue);margin-top:20px;padding:14px 16px;font-size:14px}.disclose b{margin-right:6px}.list{margin:36px 0}.list h2{margin-top:0}.item{border-top:1px solid var(--line);color:var(--ink);gap:2px;padding:18px 0;text-decoration:none;display:grid}.item b{font-size:18px}.item span{color:var(--muted);font-size:14px}.item:hover b{color:var(--blue)}.post{padding-bottom:40px}.post ul,.post ol{padding-left:22px}.post li{margin:4px 0}.scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:560px;margin:8px 0;font-size:14px}th,td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:12px}thead th{background:var(--soft)}.term,.flow,.goal{border-top:1px solid var(--line);padding-top:4px}.term h2,.flow h2,.goal h2{margin-top:28px}.ask{background:var(--soft);padding:10px 14px;font-size:14px}.ask b{color:var(--blue);margin-right:8px}.flowline{counter-reset:f;grid-template-columns:repeat(4,1fr);gap:8px;list-style:none;display:grid;padding:0!important}.flowline li{counter-increment:f;background:var(--soft);padding:12px;font-size:14px;line-height:1.6;margin:0!important}.flowline li:before{content:counter(f);color:var(--blue);font-weight:800;display:block}.tip{color:#33425a;font-size:14px}.related{list-style:none;padding:0!important}.related li{border:1px solid var(--line);margin:8px 0;padding:12px 14px}.owned{color:var(--muted);font-size:12px}.calc{grid-template-columns:1fr 1fr;gap:12px 18px;margin:20px 0;display:grid}.calc label{gap:4px;font-size:14px;font-weight:600;display:grid}.calc small{color:var(--muted);font-weight:400}.calc .in{border:1px solid #c9d2df;border-radius:6px;align-items:center;display:flex;overflow:hidden}.calc input[type=number]{font:inherit;border:0;width:100%;min-width:0;padding:11px 12px}.calc em{color:var(--muted);padding:0 12px;font-size:13px;font-style:normal}.calc .check{grid-column:1/-1;align-items:center;gap:8px;font-weight:500;display:flex}.result{background:var(--ink);color:#fff;border-radius:8px;grid-template-columns:repeat(3,1fr);gap:10px;padding:18px;display:grid}.result small{color:#b8c4d6;font-size:12px;display:block}.result strong{font-variant-numeric:tabular-nums;font-size:22px}.how{margin:16px 0;font-size:14px}.how summary{cursor:pointer;font-weight:700}code{background:var(--soft);border-radius:3px;padding:1px 5px;font-size:13px}.foot{border-top:1px solid var(--line);color:var(--muted);margin-top:30px;padding:26px 0 40px;font-size:14px}.foot .small{font-size:12px}@media (width<=760px){.menu-btn{display:block}.menu{border-bottom:1px solid var(--line);background:#fff;flex-direction:column;gap:0;padding:6px 20px 14px;display:none;position:absolute;top:68px;left:0;right:0}.menu.open{display:flex}.menu a{border-bottom:1px solid var(--line);padding:12px 0}.flowline{grid-template-columns:1fr 1fr}.calc,.result{grid-template-columns:1fr}.lead{font-size:16px}}@media (width<=420px){.wrap{width:calc(100% - 32px)}.flowline{grid-template-columns:1fr}}